W.C. Fields did a movie where he portrayed a bank guard as a bumbling, hapless, stumbling buffoon.  The bank gets robbed and the bumbling bank guard accidently averts the robbering earning  himself graditude, admiration and more importantly a reward.

Being self employed I have to pay my taxes quarterly and have to make sure my bank account where the funds are electronically extracted from by the government has sufficent amounts.  

Check out this idea, it is one in which a way forward in terms of changing attitudes and morays about how we might want to behave in a civilized, democratic society.. NOT!  So far the Occupy Money Cooperative is nothing but a slightly lower fee charging, pre-paid debit card.  Really, that is the best that you ****ing "bankers" could come up with? 

Be kind, for a stranger may be fighting a battle you know nothing about...

There appears to be a new trend on business, utility and government sites that allow you to pay your bill online - that is when entering payment information you, on some sites are not allowed to select the date you wish the payment to be made!  Most sites would allow you to select a date up to your current billing due day to have your payment processed. Many sites are not allowing this any longer and your payment is processed sometime after you enter your payment information and submit it.  Where is the convienence in that?  So if you want to make your payment on time and you are somehow engaged on the day you would normally make payment you could be late in making that payment. Things that happen to all of us like cars breaking down, dental emergencies, kids stuff(!) the mishaps in life are endless.  These sites and businesses will expect you to pay perhaps weeks in advance of your due dates, just because they can!