W.C. Fields did a movie where he portrayed a bank guard as a bumbling, hapless, stumbling buffoon.  The bank gets robbed and the bumbling bank guard accidently averts the robbering earning  himself graditude, admiration and more importantly a reward.

Being self employed I have to pay my taxes quarterly and have to make sure my bank account where the funds are electronically extracted from by the government has sufficent amounts.  

I write a business check to deposit in my personal account where the funds are drawn by the government as previously described.  This year my personal bank wanted to place a hold on the check being deposited so I asked if I could get a bank check, a cashiers check drawn from the business bank to avoid the hold.(I seem to wait till the last minute to make these funds available in my personal account every year and thus the mad house rush to make funds available)  To my amazement my bank would not make a depost from a bank check available immediately!  "This is the same as a corporate check", they said.  "Our policy is to put holds on certain types of deposits." 

Wow, these bank ****s don't trust the other lying bank ****s anymore!  That certainly paints a pretty sad picture of todays banking industry doesn't it.  They don't even trust one another any longer.  Which begs the question, should the public be trusting the banks?   Any bank?