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Written by Steve B.
Thursday, 10 December 2009 08:43
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Just a taste of what has been and continues to go on with insurance extortion: When I call Anthem Blue Cross, administered by Wellpoint Pharmacy to get a list of the prescription meds on their actuary list (which can change without notice anytime and does) they ask insistently (operators seem to be reading a script or are trained to lead calls a certain way) what medication I have been prescribed. I tell them I'm trying to determine which meds are covered under my policy and their actuary before filling my prescription. My doctor is waiting to write a prescription once I find out what is covered so I don't get screwed. (nice of them, isn't it) But they tell me that they need to know what med is to be prescribed before they can give me any information about it. Great, circular bull**** is what Blue Cross is serving up. Makes sense if you are crooked! Also makes sense if you are willing to get screwed. I'm not going to give up willingly. This ridiculous conversation goes on for quite sometime, while the Blue Cross rep on the phone asks me to hold, then comes back with more ridiculousness. If I give them the name of the originally prescribed medication they tell me what my portion of the payment is, which is 100% because it is not a generic drug and not on the actuary. I was given the name of a couple of generic equivalents that my doctor provided and tell the phone rep. They put me on hold and then come back and tell my my co-pay is X amount dollars, which is about $5 less than the full price of the non-generic drug. So you cover but don't really cover this generic. Well they explain that some generics are more fully covered than others. Uh huh? Frustrated by insurance (legalized) extortion? Just about everyone I know sure is! Read about this fellow getting arrested for asking why Anthem Blue Cross was rasing their premium rates by 14% (again!) http://seminal.firedoglake.com/diary/8235 Thank you United States Congress! (although there are some that are honorable, far too many are not and carry water for the special interest corporate lobbyists) |
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